Legal
Professional Disclosures
Last updated: [Date — to be confirmed following compliance review]
These disclosures are a placeholder pending legal and compliance review. Sections marked with brackets require input from the financial professional and review by qualified legal counsel before this page is made public. Sections without brackets contain final or near-final language.
Regulatory Registration
[To be completed following compliance review. Identify the registered broker-dealer, registered investment adviser, or other regulated entity through which financial services are offered. Include CRD numbers, state registrations, and applicable regulatory body memberships — e.g., FINRA, SIPC, SEC, state securities regulators.]
Compensation Disclosure
[To be completed following compliance review. Describe how the financial professional(s) involved in this program are compensated — including commissions, advisory fees, or other forms of compensation — and any conflicts of interest that may arise from that compensation structure.]
Attorney Referral Arrangements
[To be completed following compliance review. Describe the nature of the relationship between Post Settlement Planning and participating law firms. Confirm that no referral compensation is paid to attorneys for introductions, and describe the program structure in terms that satisfy applicable ethics rules.]
No Legal or Tax Advice
Post Settlement Planning provides financial planning guidance only. Nothing communicated through this website or in any planning conversation constitutes legal advice, tax advice, or the practice of law. Clients are encouraged to consult qualified legal and tax professionals regarding their specific situations.
Suitability and Fiduciary Standards
[To be completed following compliance review. Describe the standard of care applicable to financial recommendations made through this program — e.g., Regulation Best Interest, fiduciary standard under the Investment Advisers Act — and how that standard is applied in practice.]
Form ADV / Form CRS
[To be completed following compliance review. If applicable, provide a link to or summary of the Form ADV Part 2 (brochure) and/or Form CRS (Client Relationship Summary) for the registered investment adviser involved in this program.]
BrokerCheck
[To be completed following compliance review. If applicable, include a reference to FINRA BrokerCheck and a link to the financial professional's BrokerCheck record, as required by FINRA rules.]
State-Specific Disclosures
[To be completed following compliance review. Include any disclosures required by state securities regulators in states where the financial professional is registered or where clients are located.]
Program Limitations
Post Settlement Planning is designed to provide educational and planning support to personal injury settlement recipients. It is not a substitute for comprehensive financial planning, legal representation, or tax preparation services. Participation in a planning conversation does not obligate any party to enter into a financial services relationship.