About
A Resource Built for a Specific Problem.
Post Settlement Planning was created to address a gap that personal injury attorneys see regularly: clients who receive meaningful settlements without access to thoughtful, unconflicted financial guidance at the moment they need it most.
Why This Exists
Most financial planning resources are built around accumulation — saving for retirement, growing wealth over time. Personal injury settlement recipients often face a different set of challenges: replacing lost income, managing medical costs, preserving government benefits, and making irreversible decisions under time pressure, often while still recovering from injury.
Post Settlement Planning was designed specifically for that situation. The goal is not to sell a product. It is to help people think carefully about decisions that will affect them for years.
How We Work
We start with the situation
Every settlement is different. The planning conversation begins with understanding the client's specific circumstances — the nature of the settlement, their financial picture, their obligations, and what they want the money to accomplish.
We work at the client's pace
There is no predetermined agenda and no pressure to move quickly. Some clients need one conversation. Others benefit from ongoing engagement over several months. The client decides.
We coordinate with other professionals
Post-settlement planning often involves tax questions, estate planning considerations, and legal issues. We work alongside other advisers rather than replacing them.
We are transparent about compensation
Any financial professional involved in this program discloses their compensation structure clearly. Clients are never left guessing about how an adviser is paid.
The Professional Behind the Program
Johnathan Adler
California Insurance Lic. #4465945
JAdler.net
Good planning begins with good questions — not assumptions, not products, and not a one-size-fits-all approach. John's work starts with a simple premise: most financial problems are not caused by the things people already know about. They come from risks, gaps, and assumptions that have never been examined.
Before recommending anything, John asks questions. He wants to understand your goals, your concerns, your family, your existing professionals, and how your financial life is currently organized — or not organized. From there, the work is about identifying what may deserve attention, prioritizing what matters most, and helping you make informed decisions. The goal is clarity — not a product sale.
John also works with individuals who have received personal injury settlements — a specialized area that requires careful attention to financial structure, tax considerations, and long-term planning. Post Settlement Planning was created specifically to address that need.
This website is for informational purposes only and does not constitute investment, legal, or tax advice.
Professional Affiliations
Licensed and registered in California.
State of California
Insurance License #4465945
JAdler.net
Financial Planning Practice
PostSettlementPlanning.com
Specialized Post-Settlement Financial Guidance
This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. All financial services are subject to applicable regulatory requirements, separate agreements, and client suitability determinations. Past performance is not indicative of future results.
Have Questions About the Program?
Whether you're an attorney considering the program for your firm or a settlement recipient looking for guidance, we're glad to have a conversation.